Tradebloc has produced a superior form of credit repair engineered to be used by leading companies to protect and enhance their client’s credit. Tradebloc’s affordable services provide a higher level of credit repair outsourcing for corporations who desire to present it to their clients. Tradebloc is the only company offering credit repair in the industry that focuses solely on the clients of other companies and whose services are not available directly to the general public.
Tradebloc has developed methods that are nearly 90% successful in removing negative items that most credit repair companies are either unaware of, or ignore completely because they cannot turn a profit by using them.
Any credit repair company using Tradebloc’s methods will experience a superior, affordable service, complete with all techniques at their disposal. We perform the most powerful and comprehensive credit repair available under the law.
Credit Repair Agreement
Block & Repair Services
Block & Repair is a multi-layer credit repair approach that addresses negative reporting before it happens. Traditional credit repair companies are reactive and can only be effective after it’s too late; meaning they take action after a clients credit report has already been compromised. The Block & Repair method anticipates and addresses negative reporting before it happens. Combining experienced methods of anticipation and reaction gives your client an unparalleled credit repair experience that is frankly unmatched in the credit repair industry.
This service is not designed for repairing an entire credit report. It’s designed to protect your client’s credit report from Identity theft or possible creditors who may engage in some sort of fraud and misrepresentation. “Block” when there is anticipation that one of your clients may fall victim to any wrongdoing by an overzealous creditor Tradebloc will negotiate with all parties involved to ensure that this creditor’s derogatory mark does not show up on your client’s credit report prior to it appearing or being authorized by that creditor. “Repair” when this suspected creditor has already caused damage to your client’s credit report, we then use traditional credit repair methods to have their derogatory mark forever deleted.
Block & Repair Addendum
One of the most powerful ways to improve a credit report is to add tradelines. In fact, Tradebloc considers it the most efficient way to raise a credit score because of how quickly and drastically it works. To make full use of the possibilities of this tool, the meaning and nature must first be defined.
A tradeline is simply an account on a credit report. Any credit account visible, such as a car loan, mortgage loan, student loan, personal loan, etc., is a tradeline. Tradelines have two classifications; Authorized User Accounts or Primary Accounts.
An Authorized User Account is an existing credit card account where an individual has been added. When a credit card has a long history of perfect payments and little or no balance, the credit score for the individual that was added will drastically increase.
A Primary Account is an account that has maintained one user from the start. Many credit repair companies seek “aged auto and mortgage primaries” for their clients, but such accounts do not exist and are the biggest tradeline scams in the industry.
Tradelines provide an immediate increase in a credit report score. It is a temporary transfer of a good current rating from an individual’s account to the credit report of another. The authorized user does not have access to the credit card, they simply benefit from the boost re-calculation. This tool is mainly intended for family members. However, people can use this tool to improve their credit score, as well as earn extra money by leasing their authorized user spot.
The use of tradelines is a great way to improve a credit score because it impacts up to 80% of a total score. Tradelines contain three of the five variables used to determine a credit score; payment history, the year, and a low balance.
If you have a client trying to get approved for an auto loan, house or apartment, credit card, funding to start a business, and they need credit enhancement, tradelines are the most efficient and quickest ways to raise a credit score.
You have been harassed endlessly by a creditor and you finally reach compromise and satisfied the debt. To add insult to injury, the creditor sends you a 1099A or 1099C reflecting the forgiven amount of the debt when tax season rolls around. What do you do? Well, you’re supposed to claim any amount over $600 as taxable income. Now as a client of Tradebloc you have a choice; call client services and send us your tax documents and we will have a certified IRS tax attorney call you, advise you, and in most cases squash the notice so you don’t have to claim it. Best of all, this service is no charge if you are already a Tradebloc client.
Credit Monitoring helps you identify any suspect changes to your credit reports including name changes, new addresses, new account information, new inquiries and new delinquencies. If our system identifies any of these items, you will receive an alert. In addition, keeping a close eye on your credit activity through Experian, Transunion, and Equifax can also help you make sure the reports are accurate, determine the outcome of applying for credit, get insights into what activity helps to raise your score, know when you might qualify for lower interest rate cards, and more.
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Everyone is at risk of identity theft. Rest easy by knowing you will receive protection alerts when Dark Web activity is detected with your SSN, credit card numbers, financial account numbers, health insurance number and more. We offer 24/7 monitoring of your valuable identity and scan millions of data points on the Dark Web, secret chat rooms, underground forums, and more, for signs of fraudulent activity.